Children’s Education

The next generation is often an individual’s greatest investment. More time, energy and resources can go into our children than any other asset we have – whether that means a good education, the ability to start their own business, or a deposit for their first home.

For future generations, competition to succeed will be fiercer than ever before. Worldwide, higher education fees are at record highs, the level of education required to get a job is getting ever higher, property prices are increasing, and for budding entrepreneurs, the capital required to set up a new business is far higher than for previous generations.

Through careful financial planning it is possible to give your children the best start in life - and there's no better time than now. 

By taking stock of what you're currently putting aside (or hoping to start saving) and looking at cost expectations for the future, you can accurately determine what action you need to take to provide the best start to adulthood for your children. 

We have access to, and provide advice on, specialist tax-free products for this purpose – including capital guaranteed options. Our clients see an average of 3-6% return annually on their investments in this category - and with expert management, they provide an unrivalled opportunity. 

If for any reason, your children no longer need or want the funds you've set aside, you can always transfer your investment into your retirement fund.