Financial Planning

Printing money in the form of covid-era stimulus lead to a massive spike in inflation. Now, it's the turn of oil, via the US/Iran Middle East crisis.

• 12th April 2026
• Investment Advice
• Financial Planning
• by James Austin

Rising oil prices are reshaping inflation, interest rates, and investment dynamics. This analysis explores what the Iran escalation could mean for mortgages, cost of living, and why gold is no longer behaving as a traditional safe haven.

• 25th March 2026
• Investment Advice
• Financial Planning
• by James Austin

A short update on why precious metals and markets have moved so sharply, what triggered the recent pullback, and what current macro trends – rates, money supply and investor positioning – may mean for the months ahead.

• 6th February 2026
• Financial Planning
• by James Austin

Gold’s recent rally is being driven by regulation, central-bank buying and shifting trust in traditional safe-haven assets. This article explains the structural forces behind gold’s strength – and why it is more than just a short-term fear trade.

• 6th February 2026
• Financial Planning
• by James Austin

Pillar 3a Maximum 2025 - New Increase for tax savings and retirement

• 25th September 2024
• Tax Optimisation
• Pensions
• Swiss Pensions
• 3rd Pillar Pensions
• by James Austin

Compared to the rest of Europe (and the world), Swiss mortgages are already cheap. Now, they’re getting even cheaper.

• 19th July 2024
• Swiss Mortgages
• Property Investment
• Estate Planning
• Financial Planning
• by James Austin

Inflation, rising costs of living, and evolving financial goals mean that being a millionaire is no longer the end-all-be-all of financial aspirations...

• 24th June 2024
• Pensions
• Investment Advice
• Financial Planning
• by James Austin

Birth rates across Europe have been declining for decades, and the trend shows no sign of reversing

• 6th June 2024
• Retirement Planning

Mortgages become more affordable

• 21st March 2024
• Swiss Mortgages
• Property Investment
• Financial Planning
• by James Austin

Get your chequebook ready, the best time to buy Swiss property is imminent

• 2nd February 2024
• Swiss Mortgages
• Property Investment
• Estate Planning
• by James Austin

Maximize tax savings and retirement funds in 2024 with pillar 3a and 3b contributions

• 19th January 2024
• Tax Optimisation
• 3rd Pillar Pensions
• by James Austin

You could be better off by CHF 20-40,000 by not adding to your 2nd pillar

• 15th November 2023
• Tax Optimisation
• 2nd Pillar Pensions